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<h1>ibk-lawyers.com Terms and Conditions</h1>

<p>These terms and conditions (as the same may be modified from time to time, the “<strong>Terms and
Conditions</strong>”) govern the use of the website located at “ibk-lawyers.com” and any electronic communications related to 
ibk-lawyers.com (collectively, the “<strong>Website</strong>”, which expression, together with expressions such as "us" and "we", includes the 
proprietor of the Website or its assign) and the purchase of any services or products from the Website. </p>

<h2>1. Acceptance of Terms and Conditions</strong></h2>

<p>The use of the Website constitutes your acceptance, without modification, to these Terms and Conditions then in force 
at time of use. 
These Terms and Conditions constitute the entire and only agreement between ibk-lawyers.com and
you, and supersede all prior or contemporaneous agreements, representations, warranties and understandings with 
respect to the use of the Website,
the Contents (as defined below), products or services provided by or through the Website. These Terms and Conditions may be
amended and posted on the Website at any time by us from time to time without specific notice to you, but this shall 
not affect the Terms
and Conditions in effect when you used the Website. You should review the latest Terms and Conditions prior to using the 
Website. If
you do not agree to these Terms and Conditions, you should not view any of the Contents or use any of the Documents 
(as defined below) or information contained herein. </p>

<h2>2. Use of the Website</strong></h2>

<p>ibk-lawyers.com is not a legal firm and information and Documents made available on the Website and
the Contents do not constitute legal advice, recommendations, counselling under any circumstances, nor does the 
transmission, downloading or sending
of any document or other information create a lawyer/client relationship. The use of the Website and Contents is 
entirely at your own risk.</p>

<h2>3. Use of the Documents</strong></h2>

<p>Manuals, articles, forms, checklists, agreements, memorandums, web pages, style sheets, programming codes (collectively, 
“<strong>Documents</strong>”) may be made available by us on the Website for your use for free or in consideration of 
a payment. We assume no responsibility to and do not enquire whether these Documents are suitable for the purpose you 
intended. 
Where a Document is prepared based on your instructions, it shall be your responsibility 
to ensure that the Document accurately and completely reflects your instructions and we assume no responsibility 
whatsoever in that respect. 
The Documents may be inappropriate for your particular circumstances and the applicable law may require different 
or additional provisions to be inserted in the Documents.
If deemed necessary, you should seek legal advice in conjunction to the use of the Documents. If a Document is 
digital in nature, no automatic
right of refund or cancellation exists after a Document has been purchased by you.</p>

<p> Neither ibk-lawyers.com nor its proprietor assumes responsibility for any use to which the Documents or Contents may 
be put, including, 
without limitation, any use of the Documents or Contents in connection with any privately negotiated transaction. 
If you use any of the Documents or 
Contents, you must ensure that the Documents or contents:  (a) are appropriate in light of any legal, regulatory or 
other requirements that 
may be applicable, (b) have been properly used and/or adapted, and (c) have been applied such that the 
transaction documents properly reflect the commercial intentions of the parties.</p>

<h2>4. Services</strong></h2>

<p>You should check that any information supplied by you is correct before proceeding to payment. We do not accept 
responsibility or offer refunds if
you provide incorrect information. Copyright in the Documents belongs to the Website unless specifically stated otherwise. 
You may not
provide any Document for re-sale or re-publish any document for free use by others without our prior written consent. Any
document published online as part of the terms of use of a website or similar that is derived in whole or in part from 
a Document must have a
visible hyperlink back to our Website and an appropriate credit to us as the source of the document.</p>

<a href = "#top" title="Back to Top">^</a>

<h2>5. Copyright and Licence</strong></h2>

<p>The contents, organisation, graphics, design, compilation, magnetic translation, digital conversion and other matters 
related to the Website
(collectively, “<strong>Contents</strong>”) are protected under applicable copyrights, trademarks and other 
proprietary rights. The copying,
redistribution, use or publication of the Contents by you is strictly prohibited. The posting of the Contents on 
the Website does not constitute a waiver of any rights therein.</p>

<h2>6. Disclaimer</strong></h2>

<p>The information and Documents available on the Website are provided on an “as is” and “as available” basis 
without any
representations or endorsements made and without any warranty of any kind whether express or implied, including but 
not limited to implied warranties
of fitness for purpose, merchantability and accuracy. We will not have any liability to you at all if you use any 
information or Document without
obtaining appropriate legal advice. In no circumstance shall we be liable for any indirect, incidental, special or
consequential damages arising out of or in any way connected with the use of the Website or the Documents, under any law 
or on any basis whatsoever
whether contractual or otherwise, except in relation to death or personal injury for which no limit shall apply. The total 
liability of
the Website for direct loss arising out of the use of the Website or any document contained herein shall be limited to 
HK$1,000 for any one incident or series of related incidents.</p>

<h2>7. Hyperlinks</strong></h2>

<p>The Website includes pages relating to other parties ("Third Parties Materials") or hyperlinks to websites belonging 
to third parties 
("Third Party Websites"). We do not control such Third Party Materials or Third Party Websites and we take 
no responsibility for, 
and will not incur any liability in respect of, their contents. Nothing contained in the Website shall be deemed to constitute 
a partnership between the Website and any of the Third Party Websites nor results in the Website agent of any 
other party for any purpose. Our inclusion of hyperlinks to Third Party Websites or including Third Party Materials 
in our Website does not imply any endorsement of views, statements or information contained in such websites or materials. 
You may provide links to the Website on the conditions that (a) you do not remove or
obscure, by framing or otherwise, advertisements, the copyright or other notices on the Website 
(b) your website does not engage in illegal or
immoral activities (c) you will discontinue the links to the Website immediately upon request by us 
and (d) you agree to indemnify us for all
losses and damages suffered by us as a results of providing the links to the Website or failure to 
discontinue the same immediately upon
our request.</p>

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<h2>8. Advertisers and Sponsors</strong></h2>

<p>It is the responsible for clients, advertisers and sponsors to ensure that material submitted for inclusion 
on the Website is accurate and complies
with applicable laws. We conduct no due diligence and shall not be responsible for the error, inaccuracy or illegality 
in the materials supplied by the clients, advertisers
or sponsors.</p>

<h2>9. Complaints</strong></h2>

<p>For complaints about the Contents, the Documents, our service or any product please contact us at <a href="mailto:legal@ibk-lawyers.com"
title="Please contact us.">legal@ibk-lawyers.com</a>. </p>

<h2>10. General</strong></h2>

<p>If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be struck out and the remaining
provisions shall remain in force. These Terms and Conditions may be assigned by us at any time. Headings in these Terms and Conditions 
are for convenience only and must not be given any legal import. These Terms and Conditions shall be governed by and construed in accordance with the 
laws of Hong Kong, and each of the parties submits to the exclusive jurisdiction of the courts of Hong Kong.</p>

<p>last updated April 2008</p>

<p class="further">Other Terms and Conditions</a></p>

<p >Please also refer to <a href="http://www.ibk-lawyers.com/webterms0804.php" target="blank">
Web Design and Production</a> terms and conditions</p>
 


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